uob private banking
uob private banking
Blog Article
UOB Financial institution delivers various personal banking expert services created to satisfy the economic demands of individuals. Beneath is an extensive overview that can assist you recognize The crucial element factors and offerings.
Kinds of Accounts
Financial savings Account: This account enables you to lower your expenses while earning desire.
Capabilities: Quick access, interest earnings, negligible costs.
Rewards: Safe place for your funds, probable expansion by means of desire.
Latest Account: Ideal for daily transactions and taking care of costs.
Options: Checkbook facility, overdraft safety.
Advantages: Easy for regular payments and withdrawals.
Fastened Deposit Account: For those aiming to make better interest costs over a set period of time.
Attributes: Fastened time period deposits, larger fascination rates when compared with savings accounts.
Rewards: Safe investment alternative with predictable returns.
Financial loans
Own Financial loans: Unsecured loans that may be employed for several purposes like training or residence renovation.
Forms:
Installment Financial loans
Credit rating Strains
Gains: Adaptable repayment conditions, aggressive desire fees.
Home Financial loans: Personalized solutions for buying home or refinancing existing home loans.
Types:
Fixed Rate Home Loan
Floating Rate Home Personal loan
Gains: Distinctive designs to go well with particular person desires, beautiful costs.
Credit Cards
UOB offers An array of charge cards catering to distinct lifestyles and expending behaviors:
Rewards Playing cards: Gain points on each order which may be redeemed for gifts or journey miles.
Cashback Playing cards: Get money rebates on everyday paying out including groceries and eating out.
Journey Playing cards: Specific Advantages like air miles accumulation and vacation insurance policy protection.
Expenditure Solutions
For people thinking about escalating their wealth by investments:
Unit Trusts * Diversified portfolio managed by pros. * Suitable for prolonged-time period development aims.
Structured Deposits * Brings together the functions of common deposits with investment decision products and solutions. * Possibly increased returns but with a few danger concerned.
Coverage Goods
To guard on your own and All your family members against unforeseen activities:
Lifetime Insurance * Offers fiscal click here protection in the event of Demise or important health issues. * Can also serve as a financial savings Instrument with regards to the coverage decided on.
Wellbeing Coverage * Handles clinical fees together with hospitalization prices. * Important for mitigating substantial healthcare fees.
Digital Banking Services
Convenience at your fingertips as a result of electronic platforms:
Net Banking
Lets you control your finances on line:
Watch account balances and transaction historical past
Transfer funds between accounts or pay back charges
Apply for new products (financial loans/credit cards)
Cell Banking
Banking on-the-go through cell apps:
Quick equilibrium checks
Mobile payment solutions (QR code payments)
Notifications & alerts about account action
With these detailed offerings, UOB aims to offer customized banking methods that cater exclusively to person prerequisites although making sure ease and stability in all transactions.